Business4all covers

  • The premises, merchandise and equipment of your business from the risk of fire, explosion, flooding, extreme weather conditions, earthquake, damage to retail storefronts or glass panes, as well as from the risk of strikes, civil unrest, malicious actions, etc.
  • The merchandise, equipment and your money from the risk of theft and robbery.
  • You and your business employees from the consequences of a possible accident.
  • The extra costs you will have to cover in the wake of damage, such as fire-fighting costs, damage limitation costs, expenses paid for the collection of debris, damages caused to the building after a robbery, relocation & storage costs, engineers’ and architects’ fees.
  • Technical Assistance Services featuring a wide range of services with a strong focus on dealing with emergency Technical Assistance and restoring or limiting the damage caused to your business.
  • Civil liability to third parties
  • If you or your staff should inadvertently cause damage or injury to third parties.
  • As a result of fire, explosion or water leakage.
  • Ensuring the smooth operation of your business in the aftermath of damage by covering fixed operational costs (utility bills, rent, etc) as well your net profits.

See all covers

  • Fire,
  • Direct lightning strike,
  • Fire due to forest,
  • Smoke,
  • Consequential damages after a fire,
  • Widespread blast,
  • Aeroplane crash,
  • Vehicle impact,
  • New for Old insurance,
  • Technical assistance
  • Automatic indexation,
  • Flood/Hurricane/Storm,
  • Accidental  sprinkler leakage,
  • Snow/Hail/Frost,
  • Burst pipes, detection expenses and own damage to pipes,
  • Debris Collection,
  • Stoppages/Strikes/Uproars/Lockouts/Demonstrations/Turmoil/Political Unrest,
  • Terrorist Actions,
  • Malicious Actions,
  • Glass Breakage,
  • Security expenses for guarding insured property,
  • Architects’ fees,
  • Expenses paid to public authorities,
  • Short-circuit,
  • New acquisitions,
  • Protection against inadvertent under-insurance,
  • Civil Liability associated with fire/explosion/flooding,
  • Temporary Housing costs or lost rents,
  • Loss of earnings (allowance)
  • Burglary / Break-in theft
  • Damage caused to the building by thieves
  • Earthquake
  • Subsidence or/and landslide
  • Any other accidental damage for electronic equipment
  • Deterioration of merchandise
  • Any other accidental damage
  • Loss of Profit
  • Loss of Rents
  • General Liability 
  • General Liability and Employer Liability
  • Theft of safe and cash register
  • Money Transfer
  • Personal accident

Advisory service

In addition to the protection provided by the Insurance Program “Business4all”, we offer you useful advice on:


  • How to improve the quality of the insured fixtures of your business.
  • How to align your business with the conditions characterising a “protected business” as regards active/passive protection against fire, civil liability and physical protection against theft.

The provision of advisory services is automatically put into effect at no extra cost for all insured persons who acquire the business insurance program “Business4all”.


Just fill in your personal details in the online form "Advisory service" to be contacted by an expert Generali advisor.

Remote accident report

With My e-claim mobile app you can contact a video call in case of damage to your business to announce the incident and claim compensation.

See also